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Pachira Money Tree

Pachira Money Tree

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About This Plant

Native to Central and South America, it is known for its distinctive hand-shaped leaves and its braided trunk. Indoors it reaches 3 to 6 feet with consistent care and repotting. It is beginner-friendly, and is non-toxic to cats and dogs.

A sculptural braided trunk that grows more impressive over time.

The woven braided trunk becomes a permanent structural feature of the plant as the stems fuse with maturity. No unbinding is needed and the trunk becomes progressively thicker and more characterful over years of care. For a compact desktop version of the same plant, the Pachira Mini Money Tree is available in a smaller size.

Genuinely beginner-friendly and forgiving.

Pachira aquatica tolerates occasional missed waterings due to its water-storing trunk base, adapts to a range of indirect light levels, and bounces back from minor care lapses better than many comparable statement plants. It is one of the best choices for a first larger houseplant in a Canadian home.

Pet-safe for cats and dogs.

Pachira aquatica is non-toxic to cats and dogs, which makes it one of the very few large statement trunk plants that is safe in a home with pets. Curious pets that chew the leaves may experience minor digestive upset from ingesting plant material, so keeping it somewhat out of reach is still sensible, but it is not a hazardous plant.

Winter Slowdown

Growth slows or pauses entirely from November through March as light drops in Canadian homes. Reduce watering to when the top half of the soil is dry, skip fertilizing until April, and keep the plant away from cold drafts and heating vents. The dry forced-air heating in Ontario and Quebec homes can cause leaf edge browning from November onward. A pebble tray or humidifier helps maintain adequate humidity through the heating season.

Toxicity

Pachira aquatica is non-toxic to cats and dogs. Ingesting large amounts of plant material may cause minor gastrointestinal upset, so monitor pets that chew on leaves and keep the plant out of easy reach as a precaution.

Pests

Spider mites and mealybugs are the most common pests. Spider mites appear as fine webbing on leaf undersides and are most common in dry winter air from November through March. Mealybugs appear as white cottony clusters in the joints where stems meet the braided trunk. Inspect both areas at each watering and treat early with a damp cloth or diluted neem oil spray.

Other Plants You Might Like

Not sure this is the right fit? Here are three other plants our Canadian customers love. All ship across Canada and thrive in Canadian homes.

Pachira Mini Money Tree.

For the same braided trunk Pachira in a smaller, desk-friendly size, the Pachira Mini Money Tree is the compact counterpart sized for a desk, shelf, or bedside table.

Parlour Palm.

For a different style of tropical statement plant that is also pet-safe and beginner-friendly, the Parlour Palm suits the same bright indirect light conditions and is a natural companion in a Canadian living room.

Peace Lily.

For a flowering tropical houseplant with elegant white blooms that also thrives in indirect light, the Peace Lily is one of the most popular companion plants for a Money Tree in a bright Canadian home.

Common Questions

How often should I water the Pachira Money Tree?

Water when the top half of the soil feels dry. In spring and summer that is roughly every 7 to 10 days. In a Canadian winter when the plant grows slowly, extend that to every 14 days or more. Water thoroughly until water drains from the bottom of the pot, then empty the saucer. Never let the plant sit in standing water. The braided trunk stores moisture and the plant is more likely to be damaged by overwatering than underwatering.

Should I unbraid the Money Tree trunk?

No. The braided stems fuse together as they mature and the trunk becomes a single structural feature of the plant over time. Attempting to separate the braided stems risks damaging the plant. Leave the trunk as it is. It thickens and develops more character naturally with age, without any intervention.

Why are the leaves on my Money Tree turning yellow?

The most common cause is overwatering. Pachira prefers to dry out between waterings and does not tolerate consistently wet soil. Check the soil before every watering and only water when the top half is dry. Other causes include very low light, cold drafts, or a heating vent nearby. Move the plant to a brighter, more stable position and reduce watering frequency.

Is the Pachira Money Tree safe for cats and dogs?

Yes. Pachira aquatica is non-toxic to cats and dogs. It is one of the few large statement trunk plants that is genuinely safe in a home with pets. Ingesting large amounts of plant material may cause minor digestive upset, so it is sensible to keep the plant somewhat out of reach of pets that chew on plants.

How big does the Pachira Money Tree get indoors?

With consistent care and periodic repotting, the Pachira Money Tree typically reaches 3 to 6 feet indoors. Growth can be managed by repotting only when necessary and pruning the top canopy in spring to control height. Pruning at the top encourages a fuller, bushier canopy rather than taller growth.

Good to Know

Trunk: Braided, fuses with age, no intervention needed

The braided stems fuse permanently as they mature. The trunk thickens and develops character naturally. Do not attempt to separate or alter the braid.

Light: Bright indirect, tolerates lower light

An east-facing window or a bright spot near a south-facing window is ideal. Adapts to medium and even fluorescent office lighting, though growth is slower. Avoid direct harsh midday sun.

Water: When top half of soil is dry

The trunk stores moisture. Do not water on a fixed schedule. Check the soil before every watering and extend the interval in winter. Water thoroughly and drain completely.

Humidity: Average, pebble tray in winter

Normal household humidity is adequate. Canadian winter heating drops humidity significantly. A pebble tray or humidifier from November through March prevents leaf edge browning.

Pet Friendly: Yes

Non-toxic to cats and dogs. One of the few large statement plants safe in a home with pets. Ingesting large quantities may cause minor digestive upset; keep somewhat out of easy reach.

Pro Tip

The Pachira Money Tree grows toward the light source, which means one side of the canopy will develop faster than the other without periodic rotation. A quarter turn every two to three weeks keeps the growth balanced. Especially important from October through February.


What To Expect

Shipping and Delivery Details

Choose local GTA delivery, free Richmond Hill pickup, or shipping across Canada. Pick your delivery or pickup date at checkout, we'll have it ready and fresh for you. See full shipping and delivery details.

30-Day Happy Plant Guarantee

If your plant arrives damaged or isn't healthy, contact us within 30 days with a photo. We'll send a replacement or a full refund, and we cover return shipping.

View our complete guarantee policy

Frequently Asked Questions

Certainly! If you're pondering about ordering plants online, you're not alone. We've compiled the most frequently asked questions. Check out our FAQ section here for quick answers! Happy planting!

Plant and Pot Size Guide

4" Pot (Small): plant is approx. 6-10 inches tall. 6" Pot (Medium): approx. 12-18 inches tall. All plants come in a standard nursery pot. Decorative pots are sold separately.

Winter Shipping Protection

Between November and March, you can add Winter Shipping Protection at checkout. It adds insulated packaging and heat packs to protect your plant from the cold in transit. Cold damage is only covered if it's added to your order.

You can add winter shipping protection at checkout.

Returns Policy

If your plant arrives damaged, has pests, or starts to decline within 30 days, we'll send a replacement or a full refund, and we cover return shipping. 

Change of mind, repotted or trimmed plants, and cold damage without Winter Shipping Protection aren't covered. See our full Return Policy

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Plant care essentials

Everything you need to keep this plant thriving.

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